{"id":19,"date":"2026-07-22T11:19:31","date_gmt":"2026-07-22T11:19:31","guid":{"rendered":"https:\/\/bluemarina.com.ng\/securities\/?page_id=19"},"modified":"2026-08-24T11:24:29","modified_gmt":"2026-08-24T11:24:29","slug":"faqs","status":"publish","type":"page","link":"https:\/\/bluemarina.com.ng\/securities\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"<section class=\"prel contentscn scn akaweyblock wp-block-akwcoreblock-content-section\">\n<div style=\"padding-top:var(--wp--preset--spacing--0);padding-bottom:var(--wp--preset--spacing--0)\" class=\"akaweyblock site_width centered wp-block-akwcoreblock-content-section-inner-div is-layout-flow wp-block-akwcoreblock-content-section-inner-div-is-layout-flow\">\n\n<!-- =====================================================\nWORDPRESS ALIGNMENT SAFEGUARD\nKeeps full-width banners full-bleed while their content\nremains aligned to the site's 1180px content grid.\n===================================================== -->\n<style>\n.bm-faq-hero__inner,\n.bm-faq-support__inner,\n.bm-faq-closing__inner {\n    text-align: left !important;\n}\n\n.bm-faq-hero h1,\n.bm-faq-hero p,\n.bm-faq-support__copy,\n.bm-faq-support__copy p,\n.bm-faq-closing__copy,\n.bm-faq-closing__copy p {\n    text-align: left !important;\n}\n\n.bm-faq-hero__eyebrow {\n    justify-content: flex-start !important;\n}\n<\/style>\n\n\n<!-- Full-width safeguard for WordPress theme containers -->\n<style>\nhtml,\nbody {\n    overflow-x: clip;\n}\n<\/style>\n\n<!-- =====================================================\nBLUE MARINA SECURITIES \u2014 FAQ PAGE HERO\n===================================================== -->\n\n<section class=\"bm-faq-hero\" aria-labelledby=\"bm-faq-page-title\">\n    <div class=\"bm-faq-hero__shape\" aria-hidden=\"true\">?<\/div>\n    <div class=\"bm-faq-hero__inner\">\n        <span class=\"bm-faq-hero__eyebrow\">HELP CENTRE<\/span>\n        <h1 id=\"bm-faq-page-title\">Frequently Asked Questions<\/h1>\n        <p>Answers to common questions about our brokerage services, account types, and trading processes.<\/p>\n    <\/div>\n<\/section>\n\n<style>\n.bm-faq-hero,\n.bm-faq-hero * { box-sizing: border-box; }\n\n.bm-faq-hero {\n    position: relative;\n    isolation: isolate;\n    overflow: hidden;\n\n    \/* FULL-WIDTH \/ FULL-BLEED *\/\n    width: 100vw;\n    max-width: none;\n    margin-left: calc(50% - 50vw);\n    margin-right: calc(50% - 50vw);\n\n    padding: clamp(92px, 10vw, 150px) 0;\n    color: #fff;\n    background: linear-gradient(115deg, #06447D 0%, #0862AC 56%, #65A1D0 100%);\n    font-family: \"DM Sans\", sans-serif;\n}\n\n.bm-faq-hero::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    z-index: -2;\n    opacity: .18;\n    background-image: radial-gradient(rgba(255,255,255,.46) .8px, transparent .8px);\n    background-size: 24px 24px;\n    -webkit-mask-image: linear-gradient(90deg, transparent, #000 55%, #000);\n    mask-image: linear-gradient(90deg, 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<\/svg>\n\n            <input type=\"search\" id=\"bmFaqSearch\" placeholder=\"Search keywords\" aria-label=\"Search FAQs\">\n\n        <\/div>\n\n\n        <div class=\"bm-filters\">\n\n            <button class=\"bm-filter active\" data-filter=\"all\">\n                All Categories\n            <\/button>\n\n            <button class=\"bm-filter\" data-filter=\"getting-started\">\n                Getting Started\n            <\/button>\n\n            <button class=\"bm-filter\" data-filter=\"accounts-trading\">\n                Accounts and Trading\n            <\/button>\n\n            <button class=\"bm-filter\" data-filter=\"understanding-market\">\n                Understanding the Market\n            <\/button>\n\n            <button class=\"bm-filter\" data-filter=\"risk-regulation\">\n                Risk and Regulation\n            <\/button>\n\n        <\/div>\n\n    <\/div>\n\n\n\n    <!-- GETTING STARTED -->\n\n    <div class=\"bm-category\" data-category=\"getting-started\">\n\n        <div class=\"bm-category-heading\">\n            <h2>Getting Started<\/h2>\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What is the stock market?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        The stock market is a marketplace where investors can buy and sell shares of publicly listed companies. It plays a key role in the economy by enabling companies to raise capital.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I start investing in the stock market?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Open a brokerage account through a licensed stockbroker like Blue Marina Securities, deposit funds, and place orders to buy the securities you want to hold.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    Who is a stockbroker?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        A stockbroker is a licensed professional who buys and sells stocks on behalf of investors. Blue Marina Securities is licensed by the SEC and the NGX.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What are the NGX trading hours?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        The Nigerian Exchange Limited operates from 9:30am (WAT), Monday to Friday, except on public holidays.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n\n\n\n    <!-- ACCOUNTS AND TRADING -->\n\n    <div class=\"bm-category\" data-category=\"accounts-trading\">\n\n        <div class=\"bm-category-heading\">\n            <h2>Accounts and Trading<\/h2>\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I open a trading account?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        You can open an individual, corporate, joint, or minor account by completing the relevant account opening form and submitting your KYC documentation. Visit our Downloads section for the required forms or contact our team directly.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I fund my trading account?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Funding instructions are provided during account onboarding. All payments must be made from a bank account registered in your name. We do not accept third-party payments.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I buy or sell shares?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Once your account is funded, place buy or sell orders through your relationship manager or our trading platform. Your broker will confirm execution and provide a contract note.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I move my CSCS account to Blue Marina Securities?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Complete a CSCS transfer form and submit it to our operations team along with valid identification. We will manage the transfer process on your behalf. The form is available in our Downloads section.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    How do I access my account statements?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Account statements are available on request. Contact your relationship manager or client support team to receive statements by email.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n\n\n\n    <!-- UNDERSTANDING THE MARKET -->\n\n    <div class=\"bm-category\" data-category=\"understanding-market\">\n\n        <div class=\"bm-category-heading\">\n            <h2>Understanding the Market<\/h2>\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What are dividends?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Dividends are payments made by a company to its shareholders, usually from profits. They are distributed on a regular schedule and represent a return on investment for shareholders.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What is market capitalisation?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Market capitalisation is the total value of a company&#8217;s outstanding shares, calculated by multiplying the share price by the number of shares in issue. It reflects the company&#8217;s overall market value.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What is the difference between stocks and bonds?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Stocks represent ownership in a company and may offer higher returns with greater risk. Bonds are a form of loan to a company or government, providing fixed interest payments with lower risk exposure.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n\n\n\n    <!-- RISK AND REGULATION -->\n\n    <div class=\"bm-category\" data-category=\"risk-regulation\">\n\n        <div class=\"bm-category-heading\">\n            <h2>Risk and Regulation<\/h2>\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    Is Blue Marina Securities regulated?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        Yes. Blue Marina Securities Limited is licensed by the Securities and Exchange Commission (SEC) Nigeria and is a member of the Nigerian Exchange Limited (NGX). RC No: 746044.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"bm-faq-item\">\n\n            <button class=\"bm-question\" type=\"button\">\n                <span class=\"bm-question-text\">\n                    What are the risks of investing in the stock market?\n                <\/span>\n                <span class=\"bm-toggle\"><\/span>\n            <\/button>\n\n            <div class=\"bm-answer\">\n                <div class=\"bm-answer-inner\">\n                    <p>\n                        All investments carry risk. The value of securities can go up or down depending on market conditions. 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'block'\n            : 'none';\n\n    }\n\n})();\n<\/script>\n\n<\/section>\n\n\n<!-- =====================================================\nSUPPORTING INFORMATION\n===================================================== -->\n\n<section class=\"bm-faq-support\" aria-labelledby=\"bm-support-title\">\n    <div class=\"bm-faq-support__inner\">\n        <div class=\"bm-faq-support__copy\">\n            <span class=\"bm-faq-support__eyebrow\">CLIENT SUPPORT<\/span>\n            <h2 id=\"bm-support-title\">Still Have Questions?<\/h2>\n            <p>Our team is available Monday to Friday, 8:00am to 5:00pm.<\/p>\n        <\/div>\n\n        <div class=\"bm-faq-support__options\">\n            <a href=\"tel:+2349166417512\" class=\"bm-support-option\">\n                <span class=\"bm-support-option__label\">PHONE<\/span>\n                <strong>+234 916 641 7512<\/strong>\n                <span class=\"bm-support-option__arrow\" aria-hidden=\"true\">\u2197<\/span>\n            <\/a>\n\n            <a href=\"mailto:info@bluemarinasec.com\" class=\"bm-support-option\">\n                <span class=\"bm-support-option__label\">EMAIL<\/span>\n                <strong>info@bluemarinasec.com<\/strong>\n                <span class=\"bm-support-option__arrow\" aria-hidden=\"true\">\u2197<\/span>\n            <\/a>\n\n            <!-- Replace # with the Contact Us page link -->\n            <a href=\"https:\/\/bluemarina.com.ng\/contact\/\" class=\"bm-support-option\">\n                <span class=\"bm-support-option__label\">ONLINE<\/span>\n                <strong>Or visit our Contact Us page.<\/strong>\n                <span class=\"bm-support-option__arrow\" aria-hidden=\"true\">\u2197<\/span>\n            <\/a>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<!-- =====================================================\nCLOSING CTA\n===================================================== -->\n\n<section class=\"bm-faq-closing\" aria-labelledby=\"bm-closing-title\">\n    <span class=\"bm-faq-closing__ring\" aria-hidden=\"true\"><\/span>\n\n    <div class=\"bm-faq-closing__inner\">\n        <div class=\"bm-faq-closing__copy\">\n            <span class=\"bm-faq-closing__eyebrow\">TAKE THE NEXT STEP<\/span>\n            <h2 id=\"bm-closing-title\">Ready to Start Trading?<\/h2>\n            <p>Open a trading account and begin participating in the Nigerian capital markets through our licensed brokerage.<\/p>\n        <\/div>\n\n        <div class=\"bm-faq-closing__actions\">\n            <!-- Replace # with the trading account page link -->\n            <a href=\"https:\/\/docs.google.com\/forms\/d\/19CQjk661Nchy5tA0ONbcNIFL1Nk2wfJQ1sCfLVXvcNQ\/viewform?edit_requested=true\" class=\"bm-closing-btn bm-closing-btn--primary\">\n                <span>Start Trading<\/span><span aria-hidden=\"true\">\u2197<\/span>\n            <\/a>\n\n            <!-- Replace # with the advisor\/contact page link -->\n            <a href=\"https:\/\/bluemarina.com.ng\/contact\/\" class=\"bm-closing-btn bm-closing-btn--secondary\">\n                <span>Speak to an Advisor<\/span><span aria-hidden=\"true\">\u2197<\/span>\n            <\/a>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<style>\n.bm-faq-support,\n.bm-faq-support *,\n.bm-faq-closing,\n.bm-faq-closing * { box-sizing: border-box; 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